Meeting the housing needs of the most vulnerable Delawareans
Extremely Low Income Households
The extremely low income (ELI) population in need of housing is defined by individuals and households with incomes of 30% or less of Area Median Income. ELI renter households are housing-cost-burdened, paying more than 30% –and most severely cost-burdened, paying more than 50%– of their small income for housing.
Therefore housing for the state’s poorest households is a critical need and a major organizational concern.
Fair Share Housing
The Good Neighborhood Project represents the our long-term commitment to address the housing needs of extremely (<30% AMI) low-income, cost-burdened households by increasing the number of affordable housing units available in every Delaware community. Our goal extends beyond the supply of affordable housing to include a more equitable geographic distribution of those units, especially with greater consideration for neighborhood inclusion and enhanced opportunity for low-income households.
New Housing Strategies
We urge the implementation of new strategies that are working in other areas including community-based housing options for people with disabilities, more productive inclusionary housing programs, more use of permanently affordable housing, and promotion of mixed-income communities. We advocate planning and implementation of affordable housing programs at all levels which extend and strengthen the work of promoting equity and inclusion through the production and location of affordable housing in Delaware.
This can be accomplished through:
- Careful, strategic use of precious state and federal funds
- Land use policies that facilitate putting affordable ELI housing into new communities
- Financing policies that result in a greater supply and more equitable distribution of ELI units
- Local ordinances that increase the prevalence of mixed-income communities
The Housing Development Fund
In its early years, the Delaware Housing Coalition advocated for the establishment of a state housing development fund with a dedicated revenue source. In 1986, the Housing Development Fund (HDF) was established.
Annually, we propose increased funding to this flexible housing finance fund, without which many affordable housing projects would not be feasible.
While the HDF has been level-funded many years at approximately $4 million, affordable housing advocates have been able to help increase the average amount significantly over the past few years.
This success has in part been due to the work of the Nonprofit Housing Agenda, a collaborative effort of about one dozen nonprofit developers and service providers, which formed in 2006.